Loan Application

USSD Code for Loans in Nigeria

Quick Loans are becoming more popular in Nigeria. In the past, you’d have to do lots of paper works and also have collateral before any bank would even consider giving you a loan. But all that is gradually changing with the introduction of quick and instant loan services.

Most of the instant loan services do not even require that you physically go to the bank or have collateral. With just a click of a button, you can borrow money from your bank or other third party loan services and the money will be deposited into your bank account.

In this post, I will share the USSD code to get a loan from the different loan services and banks in Nigeria.
Codes To Get Instant Loan In Nigeria
Below is a list of lenders that support instant loan services without collateral in Nigeria. And the USSD code for getting these loans.

KwikCash Loan Code

This loan services corporate with other banks and telecommunications networks to provide instant and automated loan to Nigerians.

To get a loan from Kwikcash, simply dial the USSD code *561#, From any mobile network and press 1 to select “Loan”.

Requirement For Kwikcash Loan

Kwikcash requires that you meet certain requirements to get a loan from them. They include:

A Nigerian Bank Account that has been active for the last three months
A bank Verification Number (BVN)
A phone number that has been active in the last 3 months.
Applicant must be at least 18 years old.

AB Microfinance Bank

This is a foreign-owned financial institution that offers a wide range of financial services. Including providing loans to individuals and businesses. Although they are based in Lagos state, you do not need to go all the way to their office to get a loan.

To get a loan from AB Microfinance Bank Simply dial the USSD code *389*755#

Requirement For AB Microfinance Loan

  • Bank Account
  • BVN
  • Phone number

FairMoney Loan Code

With this lender, you can get loans up to N500,000 both for personal and small businesses. The FairMoney app also allows you to pay bills and buy airtime and data at discount rates.

To get a loan from FairMoney, simply dial the USSD code *322*6#

Requirements For FairMoney Loan

  • You must be at least 18 years old
  • You must have a BVN
  • You must also Active Nigerian Bank Account

FCMB Loan Code

FCMB Provide investment banking services, retail banking, corporate banking, and other financial services.

The FastCash loan by FCMB is an instant loan service that offers quick cash without the need for collateral in times of emergency.

To apply for a loan from FCMB, dial the USSD code *329#.

Requirement For FCMB Loan

  • Phone Number
  • BANK
  • Bank Account Number

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